Website Terms & Policies

1. Introduction

This website, irinaheaver.com (the "Website"), is operated by Irina Heaver ("we", "us", or "our").

By accessing or using the Website, you confirm that you accept and agree to comply with these Terms, including the privacy and data practices described below (collectively, the "Terms"). If you do not agree, you must not use or access the Website.

The Website is intended for general informational purposes only and is accessible to a global audience. You are responsible for ensuring that your use of the Website complies with all applicable laws in your jurisdiction.

For questions regarding these Terms, contact us at: [email protected].

2. Information Purpose Only

The content on this Website is provided for general informational purposes only and does not constitute legal, financial, investment, or other professional advice. Although we aim to provide accurate and current legal commentary and insights, particularly in relation to the United Arab Emirates and selected international jurisdictions, the information is not intended to substitute advice tailored to your individual circumstances.

Accessing or using this Website, including submitting inquiries through contact forms or email, does not create an attorney-client relationship, nor should it be interpreted as such. You should not act or refrain from acting based on any information found here without first consulting a qualified lawyer in your jurisdiction.

3. Jurisdictional Limitations

This Website may contain commentary or analysis reflecting the laws and regulatory environment of the United Arab Emirates or other jurisdictions. We do not represent or warrant that the content is appropriate, accurate, or lawful for use in any particular location. Legal developments referenced may not be applicable or enforceable in your jurisdiction.

Users are solely responsible for ensuring that their access to and use of this Website complies with local laws and regulations. We disclaim all responsibility for any access or use that may be unlawful or restricted under local laws.

4. Intellectual Property & Content Use

All content on this Website, including but not limited to articles, insights, legal commentary, text, graphics, design elements, trademarks, and other materials, is our intellectual property or that of our licensors, protected under copyright, trademark, and other applicable intellectual property laws.

You are granted a limited, non-exclusive, revocable license to view and use the content for personal, non-commercial use only. You may download or print extracts solely for internal reference, provided that no modifications are made, the content is not used out of context, and proper attribution is given.

You may not, without prior written consent: copy, reproduce, distribute, republish, or publicly display any part of the Website; use the content for commercial, professional, or advisory services; incorporate Website content into training data for machine learning, AI models, or blockchain-based aggregation tools; or use the Website or its content to train algorithms or systems, whether for public or private purposes.

Any unauthorized use will result in the immediate termination of your license and may lead to legal action.

5. Prohibited Conduct

You agree not to use the Website in any way that violates applicable law, infringes on our rights, or interferes with its proper functioning, security, or availability.

We reserve the right to monitor use and to restrict or terminate access by users who breach these Terms.

6. Blockchain, Web3 & Emerging Technology Content

The Website may include content relating to blockchain technology, virtual assets, decentralized protocols, digital tokens, distributed ledger systems, and other emerging technologies (collectively, "Web3 Topics"). All such content is provided solely for general informational purposes and does not constitute legal advice, regulatory guidance, financial advice, or a recommendation to engage in any specific transaction or activity.

Due to the rapidly evolving legal landscape surrounding Web3 Topics, we make no warranties as to the accuracy, completeness, or currency of any content in this domain. The regulatory treatment of virtual assets and blockchain-based technologies varies significantly by jurisdiction and may be subject to sudden change. Users must seek local legal, tax, or compliance advice before acting on any information provided. We disclaim any responsibility for reliance on Web3-related content by users in jurisdictions where such content may be restricted, prohibited, or misunderstood.

7. Third-Party Content & External Links

This Website may include links to third-party websites, platforms, or resources, provided solely for your convenience or reference. We have no control over the content, security, or availability of third-party websites and accept no responsibility for any loss or damage arising from your use of them.

Links to third-party platforms, including those related to blockchain projects, token issuers, or decentralized applications, do not constitute endorsement or verification of their content, legal status, regulatory compliance, or suitability. You are solely responsible for evaluating whether any third-party website or tool is appropriate or lawful to use in your jurisdiction.

8. Privacy & Data Practices

8.1 Overview

We are committed to protecting your privacy. This section explains how we collect, use, and handle personal information when you interact with the Website. Our data practices are informed by the Federal Decree-Law No. 45 of 2021 regarding the Protection of Personal Data (PDPL) and relevant international data protection principles.

This section applies to all visitors, regardless of location. If you are located outside the United Arab Emirates, you are responsible for ensuring your use of the Website complies with local data protection laws.

For any questions or concerns about how your data is handled, please contact us at [email protected].

8.2 Information We Collect

We collect personal information in two ways: information you provide directly (such as your name, email address, phone number, country or region of residence, and any details you include in a message when filling out a contact form, subscribing to updates, or corresponding with us), and technical data collected automatically when you visit the Website (such as your IP address, browser type, device information, pages visited, time and duration of visit, and referring website).

We do not collect sensitive personal data (financial information, biometric identifiers, or government-issued IDs) through this Website. This Website is not intended for use by children under the age of 18, and we do not knowingly collect personal information from minors.

8.3 How We Use Your Information

We use your information to respond to inquiries, deliver requested information or services, manage communications, operate and improve the Website, ensure its security and performance, and generate internal analytics insights. In some cases, information may be used for legal, administrative, or operational purposes, such as maintaining records, managing backups, or complying with applicable laws.

We do not use your information for unsolicited marketing or promotional purposes unless you have specifically consented.

8.4 Legal Basis for Processing

We process personal information in accordance with the PDPL and, where applicable, similar international data protection laws. Our legal basis may include: your consent (e.g., when submitting a contact form or opting in to updates); our legitimate interests (such as responding to inquiries, operating the Website, and managing internal processes, provided these are not overridden by your rights); or compliance with legal obligations requiring us to retain records or disclose information.

You may withdraw consent at any time by contacting us at [email protected].

8.5 Cookies & Tracking Technologies

The Website may use cookies and similar technologies to ensure proper functionality, collect limited analytics data, and help maintain and improve the site over time. We do not use cookies to track behaviour for advertising purposes, nor do we share cookie data with advertisers or third-party marketers.

By continuing to use the Website, you acknowledge the use of these technologies. You can disable cookies through your browser settings, though some Website features may not function properly if you do so.

8.6 Sharing of Your Information

We do not sell, rent, or share your personal information with third parties for marketing or commercial purposes. We may share information with trusted service providers who assist in operating the Website, managing communications, or analysing traffic; when required to comply with applicable laws, regulatory obligations, or legal proceedings; or to protect our rights, security, or the rights of others.

8.7 International Data Transfers

Personal information we collect may be transferred to and processed in countries where our service providers, cloud platforms, or technical infrastructure are located. We take appropriate steps to ensure your information is handled securely and in accordance with these Terms and applicable data protection laws.

8.8 Data Retention

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected. When no longer needed, we take reasonable steps to securely delete or anonymize it, unless legally required to retain it for longer. You may contact us at any time to request deletion of your personal data, subject to any legal or regulatory obligations.

8.9 Your Rights

Under applicable data protection laws, you may have the right to access, correct, or delete your personal data; object to or restrict certain processing; and withdraw consent at any time. To exercise these rights, contact us at [email protected]. We may request additional information to verify your identity. Some rights may be subject to limitations or legal exceptions.

8.10 Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, disclosure, alteration, or loss. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security. If we become aware of a data breach that may affect your rights, we will take steps to notify you and any relevant authority as required by law.

9. Public Notice Regarding Fraud & Impersonation

We have been made aware of instances in which unauthorised individuals and entities have falsely claimed to represent or be affiliated with us. These fraudulent schemes have involved the unauthorized use of our name and the personal identity of Irina Heaver, including false offers of legal services, employment, investment opportunities, and online courses.

9.1 What We Do Not Offer

• We do not sell or promote any crypto schemes, tokens, or investment products.
• We do not endorse third-party projects for financial gain.
• We do not offer courses or paid training programs via social media or private messaging platforms.
• We do not solicit any form of investment from the public.

If someone contacts you claiming to be associated with us and offers any of the above, they are attempting to deceive you. Do not trust them. Do not send them money.

9.2 Common Fraudulent Schemes

Fraudulent activity we have observed includes: fake legal services or debt collection communications demanding urgent payment under threat of legal consequences; false employment offers requesting personal information, CVs, or upfront payments; advance fee or investment fraud promising services in exchange for upfront fees; phishing and email spoofing using addresses deceptively similar to our official domain; and social media impersonation by unauthorized profiles offering services or promoting illegitimate ventures.

9.3 How to Verify Legitimate Communications

• Our only legitimate website is irinaheaver.com.
• Our official email domain ends with @irinaheaver.com.
• We never request payments before a signed letter of engagement is in place.
• We do not initiate unsolicited legal or debt recovery proceedings via text message, WhatsApp, or Telegram.

9.4 What to Do If You Suspect Fraud

• Do not respond or click any links.
• Do not share personal or confidential information.
• Preserve evidence by taking screenshots and saving emails.
• Report the incident to us at [email protected].
• If you have already sent money or shared sensitive information, file a police report with your local cybercrime unit and contact your bank or financial institution immediately.

10. Security and Website Access

We take reasonable measures to ensure the availability of the Website, but do not guarantee that it will be continuously available or free from bugs or viruses. You are responsible for configuring your own devices and cybersecurity tools to safely access the Website.

We may report suspected security breaches to relevant authorities and cooperate in any investigation, including by disclosing identifying information where legally required.

11. Limitation of Liability

The Website and all content are provided on an "as is" and "as available" basis, without any warranties or guarantees, whether express or implied, as to accuracy, completeness, fitness for a particular purpose, or availability.

To the fullest extent permitted by law, we disclaim any and all liability arising from your use of the Website, including reliance on any content, loss or damage resulting from errors or omissions, unavailability of the Website, or use of third-party links. We are not liable for any indirect, incidental, special, consequential, or punitive damages, including loss of business, revenue, goodwill, data, or anticipated profits.

In any event, our total aggregate liability to you for all claims arising out of or in connection with your use of the Website shall not exceed AED 100 (one hundred UAE dirhams).

Nothing in these Terms shall be interpreted as excluding or limiting liability where such exclusion or limitation would be unlawful.

12. Governing Law & Dispute Resolution

These Terms, and any dispute or claim arising out of or in connection with them or your use of the Website, shall be governed by and construed in accordance with the laws of the Abu Dhabi Global Market (ADGM), without regard to conflict of law principles.

Any dispute shall be referred to and finally resolved by arbitration under the Arbitration Regulations of the ADGM, conducted in English, by a sole arbitrator, and seated in the ADGM. You agree that this method of dispute resolution is exclusive and binding, and you waive any right to initiate or participate in proceedings in other forums, except as may be strictly required under applicable law.

13. General Provisions

If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be severed or modified to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

No failure or delay by us in exercising any right or remedy under these Terms shall operate as a waiver of that right or remedy, nor shall any single or partial exercise preclude any further exercise of that right or any other right.

These Terms constitute the entire agreement between you and us in relation to your use of the Website and supersede all prior agreements, representations, or understandings.

14. Changes to These Terms

We may revise these Terms from time to time. You are expected to check this page periodically, as changes are legally binding on you. Continued use of the Website following any updates constitutes your acceptance of those changes.

15. Contact